Michigan Car Insurance

The best car insurance rates in Michigan may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent. If you can use the internet and read your policy declarations page, you can easily compare rates of other companies.

Many consumers just like you discover the ease of buying online car insurance every day.

Compare Apples-to-apples Car Insurance Quotes

Michigan car insurance rates change regularly, and the Michigan rates you paid last year might look quite cheap compared to this year. Getting a good deal on Michigan car insurance is not difficult.

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form. Did your renewal premium decrease? That's great but it doesn't guarantee that you're actually getting the best Michigan car insurance rate.

Pay Less for Michigan Car Insurance

Quoting and buying car insurance online has become much easier over the last few years. Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage in Michigan.

Compare Michigan Car Insurance Rates

If you think you car won't get stolen in Michigan, think again. There are over 29,383 vehicle thefts each year in Michigan.

Both New Car and Used Car Insurance Quotes

Local Michigan insurance agents can give you quotes from many companies approved to sell insurance in Michigan, and they also provide you with professional advice and guidance.

Car insurance rates don't always go up, and in fact they do decrease occassionally. There is a very good chance that you are currently paying too much for car insurance.

Low Income and Liability Only Quotes

With over 9,969,727 people in the state of Michigan, you wouldn't think one of the most stolen vehicles in Michigan would be a 1996 Dodge Caravan, but it is. But don't think that your car can't be stolen just because you live in Michigan. If you own a home in Michigan, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Michigan insurance rates.

Car Insurance Buying Tips

  • Claim free insureds may receive discounts off their rates
  • Make sure your policy has the correct mileage and usage rating on your vehicles
  • Group discount car insurance may be available if you are employed by a large employer or organization
  • If your insurance company uses driver assignments, make sure the drivers on your policy are assigned to the correct vehicles
  • Clean up your credit report and see significant savings
  • Insure all your vehicles with the same insurance company
  • Click here to compare rate quotes and see if you're spending too much on Michigan car insurance

Why throw money away on high car insurance rates? Click to start a quote!

Compare Other Michigan Rates
Most Stolen Cars in Michigan
  • 1996 Dodge Caravan
  • 1994 Oldsmobile Cutlass
  • 1998 Plymouth Voyager
  • 2005 Dodge Ram Pickup
  • 2000 Jeep Cherokee/Grand Cherokee
  • 2001 Dodge Stratus
  • 1997 Ford Taurus
  • 2004 Pontiac Grand Prix
  • 2006 Dodge Durango
  • 2000 Dodge Intrepid
Michigan Statistics
  • Minimum liability requirements in MI are $20,000 per person, $40,000 per accident, and $10,000 in property damage liability
  • There are 9,969,727 people in MI, over 7,065,400 licensed drivers, and over 29,383 vehicle thefts each year
  • Comprehensive coverage costs and average of $154 and collision coverage averages $395. Liability insurance is an additional $507.
  • Michigan ranks 11 out of 50 states for car insurance costs. Average car insurance rates in MI are $928.
  • Homeowners insurance in Michigan average $721 but if you combine your home and car insurance with the same company you could get a discount.