Michigan has the distinction of having the highest car insurance rates in America. Average premiums are over $2,500 a year, which is almost double what drivers pay in other states. The reason for the high prices is due to Michigan's no-fault insurance structure and PIP coverage requirement. The MCCA or Michigan Catastrophic Claim Association fee of $160 also adds to the expense of insuring your vehicle.
That's the bad news. The good news is you can control your premium prices by developing the good habit of annually comparing quotes from other companies. Many people develop brand loyalty and tend to stay with the same company year after year, but this may actually end up costing you thousands of dollars.
One of the easiest ways to find cheaper Michigan car insurance is to take a few minutes and compare rates and just see for yourself if your current policy is a good deal. The chances are very good that you will find a cheaper company, as rates are constantly changing.
Our site allows you to learn a little about car insurance and teaches you the most efficient ways to get comparison quotes. You don't have to drive all over town, but rather just use your computer or smart phone to easily compare coverages and rates.
Popular Vehicles for Rate Quotes in Michigan
Michigan is home base for many GM vehicles, but there are also quite a few popular makes and models roaming the streets. The vehicles below are some of the most-insured cars, trucks and SUVs in Michigan, broken down by city.
Popular in Grand Rapids
Popular in Warren
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The cities below are the larger cities in Michigan, and you can learn more about buying affordable coverage by clicking on any one. If your city or town is not shown, just follow the link at the bottom for a more comprehensive list.